endowment

en|dow|ment /ɪnd'aʊmənt/ (endowments)
1 [N-COUNT]
An endowment is a gift of money that is made to an institution or community in order to provide it with an annual income.
...the National Endowment for the Arts.
2 [N-COUNT] usu with supp
If someone has an endowment of a particular quality or ability, they possess it naturally. (FORMAL)
3 [N-COUNT] usu N n
In finance, an endowment policy or mortgage is an insurance policy or mortgage which you pay towards each month and which should then provide you with enough money to pay for your house at the end of a fixed period. (BRIT)

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