universal

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uni|ver|sal /j'uːnɪv'ɜːrsəl/ (universals)
1 [ADJ] usu ADJ n
Something that is universal relates to everyone in the world or everyone in a particular group or society.
The insurance industry has produced its own proposals for universal health care...
The desire to look attractive is universal.
● universality [N-UNCOUNT] oft N of n
I have been amazed at the universality of all of our experiences, whatever our origins, sex or age.
2 [ADJ]
Something that is universal affects or relates to every part of the world or the universe.
...universal diseases.
3 [N-COUNT]
A universal is a principle that applies in all cases or a characteristic that is present in all members of a particular class.
There are no economic universals.uni|ver|sal bank (universal banks)
[N-COUNT]
A universal bank is a bank that offers both banking and stockbroking services to its clients. (BUSINESS)
...universal banks offering a wide range of services.

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